Free NZ tradie business calculators — hourly rate, job costing, quote builder, breakeven, cash flow, markup vs margin and more.
Work out what to charge per hour based on your target income, overheads, and billable hours. Includes ACC levy estimates.
Calculate job costs, apply your markup, and produce a quote price with GST for NZ tradie jobs — with regional labour rates by city.
Build a complete, professional quote for any NZ trade job in 4 steps — labour, materials, markup, GST, and a printable summary your client can sign.
Calculate total labour cost for a job, team, or project. Includes on-costs, overhead, and profitability check.
Calculate your breakeven point, minimum revenue, and profit margin as an NZ tradie or small business.
Plan your tradie business cash flow 12 weeks ahead — track expected income, expenses, tax reserve, and running balance to spot cash gaps before they hit.
Convert between markup percentage and gross margin percentage — a common source of confusion that can cost tradies thousands.
Calculate the impact of materials price inflation on your construction quote — ensure your estimate accounts for rising costs over the project duration.
Calculate weekly repayments, total interest and true cost of financing tools, vehicles or equipment for your NZ tradie business.
Calculate retention amounts, release schedules and trust account requirements under the NZ Construction Contracts Act 2002 and 2015 amendments.
Calculate minimum and typical apprentice wages for NZ trades — by year of training, trade type, and hours worked.
Calculate the true cost of employing a worker in NZ — including wages, KiwiSaver, ESCT, ACC, annual leave, sick leave and public holidays.
Compare net take-home pay as a self-employed contractor versus a PAYE employee on the same gross income — including tax, ACC, KiwiSaver and leave.